CloudBus

India's biggest challenge has been to empower its citizens with financial inclusion by providing banking to its unbanked population to Banking. The government's initiative of opening 15 million accounts in one day sets the tone to make sure that every adult citizen has a bank account in India.  Critics say it cannot be done, but we know from history that carpet bombing is the best way to overcome a challenge. The Indians have set out to a economic transformation in their country, by empowering its unbanked citizens the menace of cash in the system can be overcome thus improving the GDP of India. It is estimated that the cash economy in India is bigger than the legal economy in India, the cash in this system is known as black money in India and has strong parallel network for banking in cash. If you use a credit or debit card with an Indian merchant he will charge you about 2% to 3% extra as the transaction fee for using the card, this encourages customers to pay in cas...

One of the challenges in any metro today is reaching your destination in time and comfort. Today it took me two hours to travel a distance of less then 20 Kms ( 12.5 miles) which was a real waste of my time and not a nice experience. The best way to beat the traffic in metros like Mumbai is to travel between 3 a.m. to about 7 a.m. when the roads are mostly empty, signals do not operate and it is a free world. This is also the graveyard shift and no business can be done at this time. Evening Traffic near IIT Powai -Mumbai One of the solutions of managing traffic is using mobility, cloud computing for algorithmic engines which can guide the users in wading their way through traffic. Some of the cities where I have seen this can be immediately implemented is Mumbai, Bangalore, Delhi, London (M25), New York, Sao Paulo, Sydney, Tokyo and many more. The convergence of cloud, mobility, big data brings an opportunity to use technology to tackle traffic cong...

M y friend who is a security expert showed me his new  Apple iPad 2 fully loaded with  64GB  RAM; I wondered with such a large global fan following "Are Apple devices secure from cyber spying ?". A search on the web did throw out a number of security issues with Apple devices, I share some of the concerns raised in the last quarter of 2011. a.  Why You Shouldn’t Use H1Siri http://www.idownloadblog.com/2011/12/06/why-not-to-use-h1siri/ b.  GERMAN LEADERS QUESTION APPLE’S MOTIVES OVER USE OF CARRIER IQ http://www.idevicenews.org/german-leaders-question-apples-motives-over-use-of-carrier-iq/225018/ c.Jailbreak 5.0.1 Untethered (iOS 5) – iPhone 4, 3GS, iPad, iPod Touch 4G, 3G http://www.jailbreaknation.com/jailbreak-ios-5-5.0.1-untethered-iphone-4-3gs-ipad-ipod-touch-4g-3g d. Here are some important concerns of NIST before the US Government adopts Apple Devices 1.NIST Tests Ways To Secure iPhones, iPads http://www.informationweek.com/news/government/secu...

Blackberry has become the standard for business mobility today be it a SOHO, SMB or Enterprise.There are many outstanding features that make Blackberry Business's favorite mobile device a few key features are: a. Innovation b. Reliability c. Security d. Business Applications e. Ease of Use. BB eats breathes and lives Business in its phones and also provides awesome compliance which has resulted in Bond based on TRUST between RIM & Business. This weeks BB outage would not have affected Business that had reliable Business Continuity Plans; rather  the BB disruption has been a good test of their business continuity planning and technology resilience in adversity. BB has gone beyond messaging, the BB devices today support some of the most intuitive business applications for quick deployment and acclimatization. Business leaders will return to their Blackberry Phones with a vengeance this weekend and those that deserted Bla...